Tuesday, June 23, 2009

Health Insurance Sales Leads

Everybody has been wondering lately about how health insurance sales leads are going to be affected by the new federal health care legislation that has been the forefront of national news. I really don't think that it is going to be affected to much. In reality, I think that it will cause a boom in health insurance business for agents once it goes into effect. It would basically make everyone get some type of health coverage, and even though there would be a new federal plan competing against the insurance industry, many people will be shopping for the best deal.

How you could use this to your advantage as an agent is simply by being in the right place at the right time. Many people are now in a holding pattern wanting to wait and see what this legislation will mean to them. This is causing a lot of agents to worry excessively about the future of their business and they are moving to other lines such as life or mortgage protection insurance or into the property and casualty side of the business. This will be good for anyone who does not panic right now and positions themselves properly to do business once the bill is passed.

It is also being predicted that people will leave employer sponsored group plans in droves and will leave those remaining eventually having to get individual plans. If you stick in there you will have plenty of health insurance sales leads coming your way. Now, in the meantime you need to look at properly positioning yourself so that you can take advantage of the coming windfall.

Ramp up your advertising now. Don't wait around or your competitors will be far ahead of you. Build you on line presence now, because this takes the most time. Make sure that you increase your face to face marketing, so that you become the go to guy, and don't force sales now. Do a good job of letting all of your current and potential clients know that you will be on top of the rapidly changing situation and will be the best person with the most knowledge to be able to advise them in the choices that would be best for them.

This is the time to do it because your competition is becoming weaker and rapidly discouraged. Just take a look at the forums if you don't believe me. They are looking at getting into different lines and are squarely focused on the political debate. The best time to go for the throat is when your enemy is weak, and in reality your competition is your enemy. No happy fluff here. Either your family eats or theirs does. Who is it going to be?

When all these changes happen you will be sitting pretty with plenty of self generated health insurance sales leads coming in while others are sitting around scratching their heads wondering what kind of special powers you have to be pulling it off.

BLBX

1 comment:

  1. Thanks for this post. That's very true about competition. I was nearly buried by it. For sales leads, I've been relying on software lately. If you want a recommendation, I'd say go with Leads360. There's an express version on their site, http://express.leads360.com which is great for tracking leads. Hope it works out!

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